Terms of Service

Please read these terms carefully before using our service

Effective Date: August 02, 2025
Welcome to Sparrow ("we," "us," or "our"). These Terms of Service ("Terms") govern your use of our newsletter service and website located at sparrow-insights.com. By subscribing to our newsletter or using our website, you agree to be bound by these Terms. If you disagree with any part of these terms, please do not use our service.

1. Acceptance of Terms

By accessing and using our service, you accept and agree to be bound by the terms and provisions of this agreement. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

Sparrow provides curated technology newsletters covering artificial intelligence, marketing technology, cryptocurrency, and fintech topics. Our service includes:

  • Newsletter Delivery: Regular email newsletters with curated technology content
  • Website Access: Access to our website and archived newsletter content
  • Curated Content: AI-powered curation of technology news and insights
  • Expert Analysis: Commentary and analysis on industry trends and developments

3. User Accounts and Registration

To subscribe to our newsletters, you must provide a valid email address. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your subscription
  • Accept responsibility for all activities under your subscription
  • Notify us immediately of any unauthorized use of your account

4. User Obligations and Prohibited Uses

As a user of our service, you agree to use our service only for lawful purposes and in accordance with these Terms. You agree not to:

  • Redistribute Content: Share, republish, or distribute our newsletter content without authorization
  • Commercial Use: Use our content for commercial purposes without written permission
  • Automated Access: Use robots, spiders, or other automated means to access our service
  • Harmful Activities: Transmit viruses, malware, or any other harmful code
  • False Information: Provide false or misleading information when subscribing
  • Interference: Interfere with or disrupt our service or servers
  • Legal Violations: Violate any applicable laws or regulations

5. Intellectual Property Rights

All content provided through our service is protected by intellectual property laws. This includes:

Our Content Includes:

Newsletter articles, analysis, commentary, graphics, logos, design elements, software, and all other materials on our website and in our newsletters.

You are granted a limited, non-exclusive, non-transferable license to:

  • Read and view our content for personal, non-commercial use
  • Share brief excerpts (up to 150 words) with proper attribution
  • Print content for personal reference

You may not:

  • Remove or alter copyright, trademark, or other proprietary notices
  • Create derivative works based on our content
  • Use our content in any way that competes with our business
  • Claim ownership of our content or present it as your own work

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our service, you consent to the collection and use of your information as outlined in our Privacy Policy.

7. Subscription and Billing

Currently, Sparrow newsletters are provided free of charge. However, we reserve the right to introduce paid subscription tiers in the future. If we do:

  • Existing subscribers will receive at least 30 days advance notice
  • You may choose to upgrade to a paid tier or continue with available free options
  • Billing terms and refund policies will be clearly communicated
  • You may cancel your subscription at any time

8. Content Disclaimer

Important Notice:

Our newsletters contain information about technology, finance, and investment topics for educational and informational purposes only. This content should not be considered as professional financial, investment, or legal advice.

You acknowledge that:

  • All investment and business decisions are made at your own risk
  • We do not guarantee the accuracy or completeness of any information
  • Technology and market conditions change rapidly
  • You should consult with qualified professionals before making financial decisions
  • Past performance does not guarantee future results

9. Disclaimers and Limitation of Warranties

Our service is provided "as is" and "as available" without warranties of any kind, either express or implied. We specifically disclaim:

  • Accuracy: Any warranty regarding the accuracy, reliability, or completeness of content
  • Availability: Guarantees of uninterrupted or error-free service
  • Merchantability: Warranties of merchantability or fitness for a particular purpose
  • Results: Any guarantee of specific outcomes from using our content
  • Third-Party Content: Content accuracy from external sources we reference

10. Limitation of Liability

To the maximum extent permitted by applicable law, Sparrow and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

  • Loss of profits, revenue, or business opportunities
  • Loss of data or information
  • Investment losses or financial damages
  • Cost of procurement of substitute services
  • Loss of goodwill or reputation

In no event shall our total liability exceed the amount paid by you, if any, for accessing our service during the twelve months preceding the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless Sparrow and its affiliates from and against any claims, damages, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

  • Your use of our service
  • Your violation of these Terms
  • Your violation of any rights of another person or entity
  • Any content you submit or transmit through our service

12. Termination

Either party may terminate this agreement at any time:

How to Unsubscribe:

You can unsubscribe from our newsletters at any time by clicking the unsubscribe link in any email or by contacting us directly at general@sparrow-insights.com.

We may terminate or suspend your access immediately, without prior notice, if you breach these Terms. Upon termination:

  • Your right to use our service ceases immediately
  • All provisions that should survive termination shall remain in effect
  • We may delete your account information (subject to legal requirements)

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will:

  • Provide at least 30 days notice before new terms take effect
  • Send notification to your registered email address
  • Post notice on our website
  • Allow you to opt-out if you disagree with changes

Your continued use of our service after changes take effect constitutes acceptance of the new Terms.

14. Governing Law and Jurisdiction

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of [Your Jurisdiction], and you consent to the jurisdiction of such courts.

15. Dispute Resolution

We encourage you to contact us first to resolve any disputes. If we cannot resolve a dispute through direct communication:

  • We both agree to attempt mediation before pursuing litigation
  • Any arbitration will be conducted under the rules of [Arbitration Organization]
  • Arbitration will take place in [Your Location]
  • Each party will bear their own costs unless otherwise awarded

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced with a valid provision that most closely approximates the intent of the original provision.

17. Force Majeure

We shall not be liable for any failure to perform our obligations under these Terms if such failure results from circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, labor disputes, or technical failures.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Sparrow regarding your use of our service and supersede all prior agreements and understandings, whether written or oral.

19. Contact Information

If you have any questions about these Terms of Service, please contact us using the information provided below. We will respond to all inquiries within 5 business days.

Contact Details:

  • General Inquiries: general@sparrow-insights.com
  • Legal Questions: legal@sparrow-insights.com
  • Privacy Concerns: privacy@sparrow-insights.com

20. Acknowledgment

By subscribing to our newsletter or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that you have read and understood our Privacy Policy.

Questions About Terms?

Need clarification on our terms of service? We're here to help with any legal questions.

legal@sparrow-insights.com